Do I need insurance? For all applicants going on an outreach outside the UK, full medical and emergency insurance cover is a requirement. You don’t have to use the company OM personnel use but if using a tourist travel insurance company check the small print for exclusions such as manual labour or volunteering with children. For dependents travelling on their parent's insurance, it may not be valid if the parent doesn't accompany them, so check the small print! Do book your insurance when you book your flight in case there are problems with your airline.